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Where are we located?

Did you know that all 15 CRF communities are located right in the heart of the beautiful state of Florida? It's true! If you're looking for the perfect place to call home, these communities have got you covered. With their central location, you'll have easy access to all the best Florida offers; there's never a dull moment when you're living in such a convenient location.


Our communities are rooted in 5 different Central Florida locations. Each of these five cities offers its own unique charm and character. Lakeland, for instance, is known for its picturesque lakes and vibrant downtown area. Winter Haven boasts exciting attractions like LEGOLAND Florida and a beautiful chain of lakes. Bartow, with its historic buildings and small-town feel, is a true gem. Lake Wales is all about natural beauty, from the stunning Bok Tower Gardens to the serene Lake Kissimmee State Park. Last but not least, Sebring captures the essence of "old Florida" with its quaint downtown and famous racetrack.

Being in the center of the state means that not only are our communities super accessible to visiting friends and family, but it also means that you're surrounded by all the best that Florida has to offer - from stunning beaches to thrilling theme parks, and everything in between. Plus, being in the center of the state means we are less susceptible to the major effects of hurricanes. It's important to note that hurricanes can happen anywhere, but, statistically speaking, storms tend to weaken as they make their way inland, decreasing the likelihood of a direct hit. We chose these locations with safety, functionality, and ease of access in mind.


So why wait? Come and experience the joy of living in the center of it all. With 15 CRF communities to choose from, your dream home in Florida is just a click away. Start your search today and get ready to live life to the fullest in the Sunshine State!


Lakeland, FL

Fountain in Lakeland Central FloridaLocated in Polk County, the dominant features in this city are the lakes and swans! Downtown Lakeland is well-known and hosts numerous events throughout the year. Shops, restaurants, public parks, and waterfront promenade provide a beautiful, active setting in this historical city.

Anglers Green | Anglers Cove | Anglers Cove West

Winter Haven, FL

Winter Haven Fountain Walk

Located in Polk County and named for its beautiful weather, "Winter Haven" is composed of 40 square miles of land and over 50 glimmering lakes. There is always something to do in this bustling town. Retirees have made this a leading city for Central Florida retirement and that is why it is home to 8 of our communities!

Four Lakes Golf Club | Swiss Golf & Tennis Club | Hidden Golf Club | Winter Haven Oaks | Swiss Village | Hidden Cove West | Hidden Cove East | Hidden Cove

Bartow, FL

Old Polk County Courthouse in Bartow FloridaBartow is the second oldest city in Polk County and is steeped in history. This quiet hideaway offers small-town charm even with its close proximity to large city attractions. Family-owned businesses, ancient oak trees, and citrus groves are abundant in this quaint town.

Oak Hammock

Lake Wales, FL

Bok Tower Gardens in Lake Wales FLKnown for having the highest land elevation in the state of Florida, Lake Wales is located in Polk County right off US Hwy 27 and 17. Bok Tower is a popular attraction, drawing visitors from all over to see its historical tower, landscaped gardens, and Spanish-style mansion! A peaceful city in the geographical center of the Sunshine State!

Tower Lakes

Sebring, FL

Ridgewood Avenue in Sebring FloridaSituated in South, Central Florida in Highlands County; Sebring is a modest town known for its international raceway and historical downtown circle of shops and restaurants. The city's best-kept secret is 9,000 acre Lake Jackson which provides locals with a pier for fishing, public beach access, and Rotary Park to enjoy the beautiful Florida weather.

Whisper Lake